Services

We offer a range of Financial Planning resources and Investment Management services to Help You Grow the Life You Want.

Initial Consultation & Second Opinion Service

Our business is built on a foundation of helping people. Contact us if you have financial questions and see if we can provide further assistance.

We also offer a Second Opinion Service for people that work with another financial professional or do it themselves.

Fee: No charge

Financial Planning

Failing to Plan is Planning to Fail. The purpose of a financial plan is to define how your income and assets can provide for a lifetime of financial security. Let us develop a plan so you are prepared on the following topics:

Retirement Income Planning
Social Security Planning
College Planning
Portfolio Review & Evaluation
Long-term Care Planning
Estate Analysis & Planning
Inheritance Planning

Fee: $250 - $1,050

Investment Management

We actively manage portfolios as a fiduciary using a variety of investments that match the client's acceptable level of risk in their portfolio,

We look for opportunities to add value by capitalizing on changes in global market and economic conditions. Asset allocation, performance reporting and investment monitoring services are included.

Fee: 0.30% maximum quarterly advisory fee

Why Do We Charge an Advisory Fee?

Charging an advisory fee each year rather than a large commission upfront means we are focused on the longevity of the client relationship.
Puts us on the same side of the table as our clients. As client assets grow, so does our revenue. If there's a downturn in the markets, it affects us as well.
Allows us to make changes in a client portfolio without any economic incentive. Our fees remain constant whether we buy, sell or hold an investment.
No surrender charges on your investment holdings.

Speaking Engagements

We are available to speak at organization and company events on a variety of financial topics. Topics have included Retirement Planning, Social Security, Employee Benefits, Open Q&A and timely topics.

Fee: Based on event needs

Products

CDs (certificate of deposit, brokerage CDs)

Bonds (treasury, government, corporate, high-yield, municipal)

Stocks (common, preferred)

ETFs (equity, fixed income, balanced, alternative)

Managed Accounts (equity, fixed income, balanced)

Mutual Funds (equity, fixed income, balanced, alternative, money market)

ESG Investing (environmental, social and governance responsibility)

529 plans (state plans, national plans)

Annuities (fixed, indexed, variable)

Insurance (life, disability, long-term care)

Retirement Plans (Traditional IRA, Roth IRA, Rollover IRA, Beneficiary IRA, SEP IRA, Individual 401(k), Traditional 401(k), 403(b))