Account Access

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NFS / Fidelity Instl Account

Access your Cambridge account held at National Financial Services LLC/Fidelity Institutional.

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Account Protection

Securities Investor Protection Corporation (SIPC)

Both National Financial Services LLC (NFS) and Cambridge are members of the Securities Investor Protection Corporation (SIPC), which was created in 1970 to protect customers of member broker-dealer firms in case of broker dealer liquidation.

Securities in accounts carried by NFS are protected in accordance with SIPC statutes up to $500,000 (including cash claims limited to $250,000). These limits are on a per-customer basis, as defined in the SIPC Act. This coverage does not protect against a decline in the market value of your securities.

Excess of SIPC Coverage

In addition to SIPC protection, NFS provides "excess of SIPC" coverage for brokerage accounts. The excess of SIPC coverage will be used only when SIPC coverage is exhausted. Like SIPC protection, excess of SIPC protection does not cover investment losses in customer accounts due to market fluctuation.

Within NFS' excess of SIPC coverage, there is no per-account dollar limit on coverage of securities, but there is a per-account limit of $1.9 million on coverage of cash awaiting investment.